Over the last week, my home has become a construction zone due to mold remediation that was required in our crawlspace and attic. Our home was built in 2018 so this shouldn’t have been an issue. What we discovered is that when the builder was encapsulating the...
If you’re like most people in the United States, you’ve done most if not all of your retirement savings in a pre-tax retirement account like your 401(k) at work or a Traditional IRA account. The beauty of these accounts is that you pay less taxes today because the...
I recently spoke with a client and they asked whether they should freeze their credit. They just purchased a new home and didn’t expect any major purchases in the next few years that would require credit. The answer I gave them is the same advice I would give to...
Are you one of the 87% of Americans who are not able to deduct your charitable contributions on your tax return?(1) When I’ve asked this question to most of our clients, their response usually is “No – I gave my charitable contributions to my accountant.” However,...
Welcome to the Franklin Watkins Financial Group blog! Our purpose is share helpful ideas and our thoughts on a wide range of financial topics. Some days we’ll focus on education and other days it will be on strategies to help you achieve your financial goals. I want...
